The Canada Revenue Agency (CRA) has officially confirmed the $628 Canada Grocery Rebate for October 2025, designed to help low and middle-income households manage rising food costs. This one-time payment will provide direct financial relief to eligible Canadians through their CRA account or direct deposit. The Grocery Rebate is part of Canada’s ongoing affordability plan to support families struggling with grocery inflation. Understanding who qualifies, how payments are distributed, and when you can expect the rebate is essential for all eligible citizens in Canada this October 2025.
CRA Grocery Rebate 2025 Eligibility Criteria and Income Requirements
The CRA determines eligibility for the $628 Canada Grocery Rebate based on income tax returns filed for 2024. To qualify, individuals must have a net income below a certain threshold and must have been eligible for the GST/HST credit. The rebate amount varies depending on marital status and the number of children in the household. For example, a single person could receive around $234, while families with children may receive the maximum benefit of up to $628. Canadians are encouraged to ensure their CRA information and bank details are updated before October 2025 for smooth payment processing.
Canada Grocery Rebate Payment Dates and Distribution Method
The CRA will issue the $628 Canada Grocery Rebate on October 15, 2025, directly to eligible recipients through direct deposit or cheque. Those registered with MyCRA accounts will see payment details reflected within their online portal. Canadians without direct deposit may experience slight delays due to mail delivery times. The rebate will appear under “Grocery Rebate Payment” in the CRA transaction history. It’s important to note that this payment is separate from the regular GST/HST credit, meaning recipients will receive it as a standalone benefit.
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How CRA Calculates the $628 Grocery Rebate Amount
The amount of the Grocery Rebate depends on your 2024 income, marital status, and number of dependents. The CRA uses your previous year’s tax filing to calculate the exact payment. For example, single adults without children typically receive $234, couples without children about $306, and families with children can get up to $628. These payments are non-taxable, meaning you do not need to report them as income in your next return. The rebate aims to offset grocery price inflation, which continues to affect Canadian households across all provinces in 2025.
Detailed Payment Breakdown and Benefit Table
The following table provides a comprehensive look at the Grocery Rebate structure under CRA’s October 2025 payment schedule. It shows different categories of recipients and their corresponding benefit amounts to help Canadians estimate what they may receive.
| Recipient Category | Eligibility Criteria | Estimated Rebate Amount (CAD) | Payment Date |
|---|---|---|---|
| Single Individual | Income under $45,000, filed 2024 taxes | $234 | October 15, 2025 |
| Married Couple (No Children) | Combined income under $65,000 | $306 | October 15, 2025 |
| Family with 1 Child | Low to middle-income households | $478 | October 15, 2025 |
| Family with 2+ Children | Eligible under GST/HST credit criteria | $628 | October 15, 2025 |
FAQs on $628 Canada Grocery Rebate October 2025
Q1: Who qualifies for the $628 Grocery Rebate in Canada?
Anyone eligible for the GST/HST credit with low or middle income qualifies.
Q2: When will the CRA issue the Grocery Rebate payment?
The payment will be issued on October 15, 2025.
Q3: How will I receive the Grocery Rebate amount?
Through direct deposit or cheque from the CRA.
Q4: Is the Grocery Rebate taxable in Canada?
No, it is a non-taxable, one-time financial benefit.
