As the cost of groceries continues to rise in Canada, the government is offering much-needed relief through a $628 Grocery Rebate scheduled for October 2025. This targeted benefit aims to assist low- and middle-income Canadians facing inflationary pressures. With food prices steadily increasing, this one-time payment is part of the government’s ongoing affordability plan. If you received the GST/HST credit previously, you may automatically qualify for this rebate. Understanding who qualifies, when payments will be issued, and how much you’ll get is key to taking full advantage of this support measure.
Eligibility Requirements for the October 2025 Grocery Rebate in Canada
To qualify for the $628 Grocery Rebate in October 2025, individuals must meet specific income and tax return criteria. This rebate is a top-up to the regular GST/HST credit, which means eligibility is primarily based on your family income and whether you’ve filed your 2024 tax return. Generally, single individuals with no children earning less than $45,000 and families earning less than $65,000 could be eligible. The Canada Revenue Agency (CRA) uses the most recent tax information to determine qualification, and no separate application is needed if you already qualify for GST/HST credits.
Payment Amounts Based on Family Size and Income Criteria
The maximum rebate of $628 will be distributed to families with children, while smaller amounts will be issued to individuals or couples without dependents. For example, a single adult could receive around $234, a senior couple without children may receive $306, and a family of four could receive up to the full $628. These amounts are approximate and depend on your 2024 income. The CRA calculates your entitlement based on your tax records, so ensuring accurate tax filing is essential to receive the correct rebate amount this October.
CRA Payment Dates and How Canadians Will Receive the Grocery Rebate
The CRA has confirmed that the Grocery Rebate will be issued in October 2025, with most payments expected around mid-month—tentatively October 15. Payments will be deposited directly into bank accounts if you have direct deposit set up with CRA. Otherwise, a mailed cheque will be issued. No separate action is required if you already qualify for the GST/HST credit. Ensure your banking and address information with CRA is up-to-date to avoid delays. This rebate is non-taxable and will not affect your regular benefit amounts like the Canada Child Benefit or OAS.
How This Grocery Rebate Supports Canadian Families During Inflation
This rebate is part of Canada’s broader effort to help citizens handle rising food prices and inflation. Many low-income households spend a larger portion of their income on groceries, and this targeted rebate helps reduce that financial burden. By issuing up to $628 per family, the government aims to provide real, immediate relief. Combined with other benefit programs like the GST/HST credit and Canada Workers Benefit, the October 2025 Grocery Rebate is a strategic support tool. Recipients are encouraged to use the rebate toward essential purchases to ease monthly expenses.
Canada $628 Grocery Rebate October 2025 – Summary Table
| Category | Rebate Amount | Eligibility | Payment Date | Payment Method |
|---|---|---|---|---|
| Single Individual | $234 approx. | Low-income, GST/HST eligible | October 15, 2025 | Direct Deposit / Cheque |
| Senior Couple (no children) | $306 approx. | GST/HST recipient, filed 2024 return | October 15, 2025 | CRA Direct Deposit |
| Family of Four | Up to $628 | Based on income and dependents | October 15, 2025 | Bank Deposit or Cheque |
| New GST Credit Recipients | Varies | Must file 2024 taxes | October 2025 | Automatically issued |
Canadians to Receive $628 Grocery Rebate in October 2025 – CRA Eligibility Rules & Payment Schedule
FAQs on Canada’s Grocery Rebate October 2025
Who qualifies for the $628 grocery rebate?
– Canadians eligible for the GST/HST credit based on 2024 taxes may qualify.
Do I need to apply separately?
– No, the rebate is automatic if you’re GST/HST eligible.
When is the rebate paid?
– Most payments will be issued around October 15, 2025.
Is the grocery rebate taxable?
– No, the rebate is non-taxable and does not affect other benefits.
