The Canada Revenue Agency (CRA) has announced that an advanced Canada Workers Benefit (ACWB) payment of up to $2,813 will be distributed to eligible Canadians starting October 15, 2025. This significant financial boost is designed to support low-income individuals and families across the country as part of Canada’s effort to reduce poverty and enhance work incentives. Whether you’re single or raising a family, the ACWB could play a key role in offsetting rising costs and providing additional stability. Here’s everything you need to know about the payment amount, eligibility, and how to receive it.
Eligibility Criteria for the Advanced Canada Workers Benefit Payment
To qualify for the $2,813 ACWB payment in October 2025, Canadians must meet specific income and work-related requirements set by the CRA. This benefit targets individuals and families who are actively participating in the workforce but earning modest incomes. To be eligible:
- You must be a Canadian resident for the entire tax year.
- Be at least 19 years old by December 31, 2024 (or living with a spouse or child).
- Have earned working income but not exceed the income threshold.
- Filed your 2024 tax return by the CRA’s deadline.
For singles, the income threshold typically caps around $33,015, and for families, it extends to $43,212. These values can shift annually, so reviewing CRA updates regularly is essential.
How Much Will You Receive from the October 15 ACWB Payment?
The maximum amount for the October 15, 2025, ACWB payment is set at $2,813, but the actual amount received depends on your family composition and income. The payment is split into advance installments, with this October disbursement being a key one before the year-end. Eligible singles can receive up to $1,518, while families may receive up to $2,813 in total. These payments are automatic for those who previously qualified for the benefit based on 2024 tax filings.
- Singles without children: up to $1,518
- Families (including couples and single parents): up to $2,813
- Additional disability supplement available if applicable
CRA deposits the amount directly into your bank account if you’ve signed up for direct deposit, helping ensure quicker access to the funds.
Canadians to Receive $628 Grocery Rebate in October 2025 – CRA Eligibility Rules & Payment Schedule
When and How Will the ACWB Payment Be Delivered?
The October 15, 2025, Advanced Canada Workers Benefit will be paid automatically to eligible recipients via direct deposit or mailed cheque. No application is needed if your tax return indicates you qualify. Payments usually appear in your account within 1–3 business days of the CRA’s scheduled deposit. If you’re unsure about your eligibility or haven’t received a payment, it’s recommended to log into your CRA My Account portal to review your benefit status or contact the CRA directly.
- Deposit Date: October 15, 2025
- Payment Method: Direct deposit or cheque
- CRA contact: 1-800-959-8281 (individual inquiries)
- CRA My Account: Check your eligibility and status
Stay updated through CRA notices and mailers, especially if your income or marital status changed this year.
Breakdown of Canada Workers Benefit October 2025 Payment Details
Below is a table that outlines key details of the upcoming Canada Workers Benefit payment, including who qualifies and what amounts to expect:
| Category | Eligibility Details | Payment Amount | Payment Date |
|---|---|---|---|
| Single Individuals | Working income under approx. $33,015 | Up to $1,518 | October 15, 2025 |
| Families/Couples | Working income under approx. $43,212 | Up to $2,813 | October 15, 2025 |
| With Disability Supplement | Eligible if you qualify for the disability tax credit | Additional up to $737 | October 15, 2025 |
| Payment Method | Direct deposit or mailed cheque | Varies by recipient | Within 1–3 days after deposit date |
Canada–BC Family Benefit Set at $145.83 Per Month in 2025 – CRA Pay Calendar & Who Qualifies
FAQs – Advanced Canada Workers Benefit October 2025
Who qualifies for the ACWB payment?
Low-income workers who filed a 2024 return and meet CRA income thresholds.
Is the $2,813 payment automatic?
Yes, CRA sends it automatically based on your tax return.
When will I receive the payment?
Payments begin on October 15, 2025, by direct deposit or cheque.
Do I need to apply separately for the October ACWB?
No application is needed; it’s automatic if you qualify.
