The Canada Survivor Allowance is a vital support program under the Old Age Security (OAS) system that provides financial help to low-income widows and widowers. For October 2025, eligible Canadians may receive a payment of $1,647.34 per month. This allowance is specifically designed for individuals aged 60 to 64 whose spouse or common-law partner has passed away. The payment amount may vary depending on income level, living situation, and other benefits received. The program aims to ensure financial stability during a difficult phase of life for surviving partners across Canada.
Canada Survivor Allowance 2025 Eligibility Criteria Explained
To qualify for the Canada Survivor Allowance in October 2025, applicants must meet specific eligibility requirements. Firstly, you must be between 60 and 64 years old and currently reside in Canada. You must have lived in Canada for at least 10 years after turning 18. The allowance is only available to those whose spouse or common-law partner is deceased and who have not remarried or entered another common-law relationship. Additionally, your annual income must be below the prescribed limit set by the Government of Canada to ensure you qualify for full or partial benefits.
Payment Amounts and Adjustments for October 2025
As of October 2025, the Canada Survivor Allowance payment stands at $1,647.34 per month. This amount is indexed quarterly based on the Consumer Price Index (CPI), ensuring that payments keep up with inflation. The payment may be reduced if your income exceeds the allowed limit. However, if you have minimal or no additional income, you may receive the full amount. The Canada Revenue Agency (CRA) reviews income annually through tax returns to calculate benefit entitlement accurately. These payments are typically deposited directly into recipients’ bank accounts near the end of each month.
How to Apply for the Canada Survivor Allowance
Applying for the Canada Survivor Allowance 2025 can be done online or through paper application forms available from Service Canada. Applicants should have essential documents like proof of age, spouse’s death certificate, and income details ready. Once the application is submitted, processing may take up to 8–10 weeks. Payments begin the month after approval, and retroactive benefits may apply if eligibility existed earlier. Those already receiving Old Age Security (OAS) or the Guaranteed Income Supplement (GIS) may automatically be considered without reapplying if they meet survivor criteria.
Canada Survivor Allowance Payment Dates and Key Details
The Survivor Allowance for October 2025 is scheduled to be paid on October 29, 2025. Recipients are encouraged to ensure their banking details are up to date with Service Canada to avoid payment delays. The program is an essential part of the Canadian pension support system, offering stability to surviving partners during retirement. Beneficiaries can also combine this allowance with other government supports like GIS or provincial assistance programs. The CRA recommends checking My Service Canada Account regularly for updates, payment schedules, and income review notices.
| Details | Information |
|---|---|
| Program Name | Canada Survivor Allowance 2025 |
| Monthly Payment | $1,647.34 (October 2025) |
| Eligibility Age | 60 to 64 years |
| Income Limit | Below $30,864 annually (approx.) |
| Payment Date | October 29, 2025 |
| Administered By | Service Canada / Government of Canada |
| Application Mode | Online or Paper Form via Service Canada |
| Indexation | Quarterly adjustment with CPI |
FAQs – Canada Survivor Allowance October 2025
Q1: Who can receive the Canada Survivor Allowance?
Only widows or widowers aged 60–64 with low income qualify.
Q2: How much is the Survivor Allowance in October 2025?
The payment amount is $1,647.34 per month.
Q3: When is the next payment date?
Payments will be made on October 29, 2025.
Q4: How do I apply for this benefit?
You can apply online or by submitting a paper form through Service Canada.
