The Centrelink Age Pension 2025 has brought good news for Australian seniors, with payments now reaching $944.80 per fortnight, plus an additional $14.90 Energy Supplement. This increase aims to support retirees in managing daily living expenses amid inflation and rising energy bills. Managed by Services Australia, the pension ensures financial stability for eligible citizens who meet the age and residency criteria. The government has also streamlined the application process, making it easier for older Australians to access this vital support without unnecessary delays.
Centrelink Age Pension 2025 Eligibility & Income Test
To qualify for the Centrelink Age Pension in 2025, applicants must be Australian residents aged 67 or above. Eligibility also depends on income and assets tests conducted by Services Australia. The income test ensures that only those genuinely in need receive full benefits, while individuals with higher earnings may receive partial payments. Points to remember:
- Must be an Australian resident for at least 10 years, including 5 continuous years.
- Income threshold for singles: up to $2,436 per fortnight for part payment.
- Assets limit varies based on homeownership and relationship status.
This ensures fair distribution of pension benefits across all seniors who rely on government support.
Energy Supplement 2025: Additional $14.90 for Seniors
The Energy Supplement is an extra payment added to the Age Pension to help offset the increasing cost of electricity and gas. In 2025, eligible seniors will receive an additional $14.90 fortnightly along with their regular pension. The supplement is automatically applied to eligible recipients without requiring a separate claim. Key highlights:
- Helps manage rising energy costs for low-income pensioners.
- Available to both single and couple pensioners.
- Non-taxable and not subject to indexation.
This benefit aims to reduce the financial pressure caused by higher utility bills across Australia.
How to Apply for Centrelink Age Pension in Australia
Applying for the Centrelink Age Pension in 2025 has become more convenient with online and in-person options. Seniors can apply through their myGov account linked to Centrelink or visit a local Centrelink office for assistance. Important application steps include:
- Gathering identification documents (passport, birth certificate, etc.).
- Providing income, assets, and residency details.
- Submitting the form at least 13 weeks before reaching pension age.
Processing time generally takes up to 6 weeks, and once approved, payments are made directly to the recipient’s nominated bank account.
Payment Rates & Schedule for 2025 Pensioners
The government reviews pension rates twice a year — in March and September — to keep up with the cost of living. In October 2025, the base rate for single pensioners is $944.80, and couples receive $1,423.60 combined. Including supplements, total payments can exceed $960 fortnightly. Pensioners can check upcoming pay dates via their myGov accounts. The government encourages recipients to update personal and financial details regularly to ensure accurate payments.
| Category | Base Pension Rate (Fortnightly) | Energy Supplement | Total Payment (Approx.) |
|---|---|---|---|
| Single Pensioner | $944.80 | $14.90 | $959.70 |
| Couple (Each) | $717.80 | $11.20 | $729.00 |
| Couple (Combined) | $1,435.60 | $22.40 | $1,458.00 |
| Payment Frequency | Fortnightly (every two weeks) | ||
FAQs
Q1: What is the Age Pension rate in 2025?
A: The rate is $944.80 per fortnight plus a $14.90 Energy Supplement for singles.
Q2: Can I apply for the pension before turning 67?
A: No, you can only apply within 13 weeks before your 67th birthday.
Q3: Is the Energy Supplement automatic?
A: Yes, eligible pensioners automatically receive it with their regular payment.
Q4: How often are Age Pension rates updated?
A: Rates are reviewed twice yearly, in March and September.
